ASSUMABLE 3% FHA LOAN! Buyer to do own due diligence for qualifications. Ask LA for more details. Experience the charm of this thoughtfully updated cottage in the heart of central Salem, nestled on a peaceful street in the sought-after NE Neighbors Neighborhood. This spacious home offers plenty of room for the entire family, including a fully finished basement. Oak floors and an updated open kitchen, complete with stainless steel appliances, newer cabinetry, stone countertops, and a stylish glass tile backsplash, make this home truly special. Freshly painted interior adding to the convenience of a move-in ready experience. Relax in the main floor living room or the lower level family room, both featuring wood-burning fireplaces. The beautifully updated Jack and Jill bathroom includes a full tile shower, and refreshed fixtures and flooring. 2 bedrooms on the main floor include full-sized closets and abundant natural light. A 3rd non-conforming bedroom on the lower level doubles as a perfect break-away office. Enjoy outdoor living in the fully fenced backyard, complete with a covered patio. Attached garage and driveway provide ample off-street parking or additional storage/shop space. This is a home where comfort, style, and convenience come together.